We would like to dedicate the next several post to give parents out there some very practical every day helps, some things that you can really use in your parenting and life. As a parent I’m sure you would agree with the statement that any practical advice goes a long way, we’ll gladly accept any good ideas. For today’s post we would like to start at the beginning: Getting Organized
How does your home look?
Do you have a plan for your week?
How do your finances look?
We could write a whole book about finances, right? If we are disorganized here, it has the potential to really screw up our lives. Right, off the bat, we want to say that life is a little bit easier when you don’t have a lot of debt. As a group we all have committed to become debt free. There’s more freedom and a lot less stress when you have less debt. For the purposes of getting organized, do you have any clue of what’s going on with your finances? Do you have enough money but miss paying your bills on time because you don’t know what’s going on with your money? Is your check book balanced or do you have no clue of what’s what? We’re going to assume that anyone reading this has their stuff together, so it’s more about having a plan for where you want to ultimately end up with your money. We want to submit one idea that should help you get your finances organized: do a written budget every month.
Just like uses resources to plan your week out, use a budget to plan your month out with your money. Most of us probably hate to sit there and write a budget out but from personal experience, when you do your going to feel like you’ve just gotten a raise. You never realize how much those little expenditures add up unless you see them on paper. Do you know where your money is going every month, just take one of your old bank statements out and you might be shocked! Go to smartaboutmoney.org to get free blank forms to start writing everything out each month.
Just a beginning
Having everything laid out and planned out is just the start; it will help everything else run smooth. Get organized today, this will help you take control of your life a little better. It will be an example to our children for when they get older. You have enough stress and chaos in your life; don’t complicate things by not being organized!
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