Leaving a Legacy: You Need a Will!

Whether or not you think you have anything worth while, you 100% need a will!

When you die without a will the state dictates what happens with everything that's yours. Your family will be grieving for you, they don't need the added stress of having to fight the state over what happens to you and your things.

There are a lot of common misconceptions about what happens when you die like: if you die with a bunch of debt your family will be responsible for it: FALSE! It's a pretty simple formula, what you owe stands against what you own. Meaning if you have debt but own something, then that thing will be sold to meet that debt. However, if you don't own anything that's it, they can't try to collect from anyone in your family.

Now don't confuse what we're saying, just because legally they can't collect, doesn't mean they won't try! Some collector's will try but there's nothing they can do, it's the law. So think about your loved one's dealing with all this and then have the added complication of having to deal with the state because you have no will and your estate is all messed up!

Do your loved one's a favor and put things in order now, start with getting a simple will. We will give you a cheap specific way to get this done but we want you to know up front that we don't make a dime off of this endorsement. We simple are giving you this option as a help.

For a state specific will and even some other forms you might need, you can go to: http://www.uslegalforms.com/ and for about $30 get what you need (the basics).

This might not be something you want to think about as parents, but it's something that we must think about: death and what happens to our families. The best way for them to go through it is to make sure it's as easy as possible for them, that means have everything organized before you pass away. Make your intentions and wishes clear and have everything in order, also communicate these things with your family while your still alive.

This is one gift that they will be really grateful for when they are at a difficult time, so take care of it today!

What suggestions do you have for any parents out there as far as leaving a legacy? Let us know in the comments: